• Latest
  • Trending
Indonesian Citizens are not Ready to Adopt Health Care Insurance

Indonesian Citizens are not Ready to Adopt Health Care Insurance

October 23, 2018
China: Defense budget to grow by 6.8 % to maintain upgrades

China: Defense budget to grow by 6.8 % to maintain upgrades

March 6, 2021
Pakistan PM: Will sit on opposition benches if loses confidence vote

Pakistan PM: Will sit on opposition benches if loses confidence vote

March 5, 2021
Pakistan: Maryam Nawaz prevails in elections

Pakistan: Maryam Nawaz prevails in elections

March 5, 2021
Putin May Have Triggered an Attempted Coup in Armenia

Putin May Have Triggered an Attempted Coup in Armenia

March 1, 2021
Karma the Hollywood curse

Karma the Hollywood curse

March 1, 2021
Hyatt Hotels responds to calls for boycotts over hosting CPAC

Hyatt Hotels responds to calls for boycotts over hosting CPAC

March 1, 2021
Explosion strikes Israeli ship in Mideast raises tension

Explosion strikes Israeli ship in Mideast raises tension

February 28, 2021
Can Asia help Myanmar find a way out of coup crisis?

Can Asia help Myanmar find a way out of coup crisis?

February 28, 2021
Athens Travel destination post Covid

Athens Travel destination post Covid

February 27, 2021
Enforcing Regulations for Forest Risk Commodities

Enforcing Regulations for Forest Risk Commodities

February 27, 2021
Police Scotland offered oil rig to train for protest-plagued North Sea

Police Scotland offered oil rig to train for protest-plagued North Sea

February 27, 2021
Young car enthusiasts spend $7.2 billion a year customizing vehicles

Young car enthusiasts spend $7.2 billion a year customizing vehicles

February 20, 2021
citizendaily
  • Asia News
    • Northeast Asia
      • China
      • Japan
    • North Korea
    • Oceania
      • Australia
      • New Zealand
    • South Asia
      • Afghanistan
      • Bangladesh
      • India
      • Pakistan
    • Southeast Asia
      • Indonesia
      • Malaysia
      • Philippines
      • Singapore
      • Thailand
  • World News
    • Africa
    • Europe
      • Germany
      • United Kingdom
    • Latin America
      • Cuba
      • Mexico
    • Middle East
      • Gulf States
      • Iran
      • Iraq
      • Saudi Arabia
      • Syria
    • North America
      • Canada
      • United States
    • Russian Federation
  • Economy
    • Brexit
    • Free Market
  • Politics
    • ASEAN
    • Diplomacy
    • ISIS
    • National Defence & Security
  • Editorial
  • Environment
    • Climate Change
    • Forests
    • Water & Oceans
    • Wildlife & Endangered Species
  • Lifestyle
    • Books & Literature
    • Entertainment
    • Food & Dining
    • Religion
    • Travel
    • Tech
  • Sports
No Result
View All Result
Saturday, March 6, 2021
  • Asia News
    • Northeast Asia
      • China
      • Japan
    • North Korea
    • Oceania
      • Australia
      • New Zealand
    • South Asia
      • Afghanistan
      • Bangladesh
      • India
      • Pakistan
    • Southeast Asia
      • Indonesia
      • Malaysia
      • Philippines
      • Singapore
      • Thailand
  • World News
    • Africa
    • Europe
      • Germany
      • United Kingdom
    • Latin America
      • Cuba
      • Mexico
    • Middle East
      • Gulf States
      • Iran
      • Iraq
      • Saudi Arabia
      • Syria
    • North America
      • Canada
      • United States
    • Russian Federation
  • Economy
    • Brexit
    • Free Market
  • Politics
    • ASEAN
    • Diplomacy
    • ISIS
    • National Defence & Security
  • Editorial
  • Environment
    • Climate Change
    • Forests
    • Water & Oceans
    • Wildlife & Endangered Species
  • Lifestyle
    • Books & Literature
    • Entertainment
    • Food & Dining
    • Religion
    • Travel
    • Tech
  • Sports
No Result
View All Result
citizendaily
No Result
View All Result

Indonesian Citizens are not Ready to Adopt Health Care Insurance

October 23, 2018
in Asia News, Economy, Featured, Indonesia, Southeast Asia
0
Home Asia News
Post Views: 250

 

Every Indonesian citizen is required to have national healthcare insurance (JKN) by the beginning of 2019. This insurance is operated by an authorized body, the Healthcare and Social Security Agency (BPJS Kesehatan). According to BPJS, by October 2018, 203 million people or about 80% of the population had signed up.

However, as reported by The Jakarta Post, the BPJS Kesehatan faced a deficit of almost $737.9 million in September 2018. This deficit is caused by many problems. However, one of them is due to the participants themselves.

It is important to note that many Indonesians do not really understand how insurance works. They only pay their premiums when they are in need of healthcare. As a general practitioner, I found many patients who had a National Health Indonesia Card (KIS) but had not paid the premiums for a long time.

RelatedPosts

Prabowo pledges to reclaim country’s ‘foreign-controlled wealth’

Indonesian minister blasted over palm permit for graft-tainted concession

Indonesian seriously hurt in plastic grinder machine mishap

Heavily pregnant Indonesian nearly deported after visa run, says husband

Indonesian rights body says Widodo failing Papua promises

It is only after they are sick and need high cost healthcare like an operation that they would pay the premium in hopes that they could get the benefit right away.

BPJS has created many regulations to minimize this issue, such as fining those who are late to pay and only enable access two weeks after the latest payment is made. However, this leads to patients and their families complaining to the health workers when they are denied access.

Second, most of them don’t pay attention to the BPJS regulations. All they know is that every healthcare facility is free as long as they have KIS.

In reality, there are many terms and conditions that apply in order to get access to a free facility. In addition, in order to prevent further deficits, BPJS changes its regulations regularly. Recently, for example, BPJS published three new regulations, the coverage of healthy newborn babies, cataract operations, and physical rehabilitation.

Unfortunately, citizens seem unaware of these new regulations, especially those who live in a district area. Eventually, health workers have to explain these new regulations and, as expected, the public will complain because of their lack of access to a free facility.

Finally, the participants tend to misuse the insurance. Whenever they get sick, they will immediately go to the doctor. I often met patients who did not have an emergency situation but went to the emergency room to get free medicines for their flu symptoms, low back pain, or chicken pox.

Apparently, they did not know that only emergency situations allow access to an emergency room. As a consequence they had to pay for a non-emergency illness. In many circumstances, they will go back to the doctor not long after they take the first drug just because their fever or stomachache hasn’t been relieved. They don’t know that BPJS only covers one admission per day.

I think we should learn from countries that have similar universal healthcare, such as the UK with its National Health Service (NHS). A friend of mine told me that there wasn’t any premium that the participants had to pay to the NHS. Besides, when the participant gets sick, they have to call first to make appointment before going to the doctor. If the condition isn’t very serious, the staff will ask the patient to get some medicines by themselves.

Most importantly, in order to have a good, reliable healthcare system, the Indonesian government has to educate its citizens first. They also need to place BPJS staff in every district or village to prevent and correct miscommunications or lack of information about this supposedly sustainable universal healthcare system.

Source :
intpolicydigest.org
Tags: BPJSIndonesianKISNational Health Service
Previous Post

Korean names drop by half from Forbes’ Best Employers 500 from year ago

Next Post

A New Special Gesture for Travelers at Indonesian Train Stations

Related Posts

China: Defense budget to grow by 6.8 % to maintain upgrades
Afghanistan

China: Defense budget to grow by 6.8 % to maintain upgrades

March 6, 2021
Pakistan PM: Will sit on opposition benches if loses confidence vote
ASEAN

Pakistan PM: Will sit on opposition benches if loses confidence vote

March 5, 2021
Pakistan: Maryam Nawaz prevails in elections
ASEAN

Pakistan: Maryam Nawaz prevails in elections

March 5, 2021
Putin May Have Triggered an Attempted Coup in Armenia
Bilateral

Putin May Have Triggered an Attempted Coup in Armenia

March 1, 2021
Hyatt Hotels responds to calls for boycotts over hosting CPAC
Asia News

Hyatt Hotels responds to calls for boycotts over hosting CPAC

March 1, 2021
Explosion strikes Israeli ship in Mideast raises tension
Asia News

Explosion strikes Israeli ship in Mideast raises tension

February 28, 2021
Next Post
A New Special Gesture for Travelers at Indonesian Train Stations

A New Special Gesture for Travelers at Indonesian Train Stations

Translate

Subscription

Popular Post

China: Defense budget to grow by 6.8 % to maintain upgrades
Afghanistan

China: Defense budget to grow by 6.8 % to maintain upgrades

March 6, 2021
0

  Beijing (5/3 - 20).           Despite high government debt and the negative impact of the COVID-19...

Read more

NGOs call for mass boycott of palm oil giant IOI

June 29, 2016
No peace for Greenpeace

No peace for Greenpeace

July 1, 2016

The Case Against Greenpeace

July 1, 2016
Children in ISIS Nusantara Media Outreach

Children in ISIS Nusantara Media Outreach

July 2, 2016
  • About Us
  • Creative Commons
  • Privacy Policy
  • Terms & Conditions
  • Disclaimer
  • Contact Us

Topics

Follow Us

About Us

citizendaily.news is part of the citizen Daily Media Group LLC, which delivers daily news around the globe. ​

© 2012 The Citizen Daily

No Result
View All Result
  • Asia News
    • Northeast Asia
      • China
      • Japan
    • North Korea
    • Oceania
      • Australia
      • New Zealand
    • South Asia
      • Afghanistan
      • Bangladesh
      • India
      • Pakistan
    • Southeast Asia
      • Indonesia
      • Malaysia
      • Philippines
      • Singapore
      • Thailand
  • World News
    • Africa
    • Europe
      • Germany
      • United Kingdom
    • Latin America
      • Cuba
      • Mexico
    • Middle East
      • Gulf States
      • Iran
      • Iraq
      • Saudi Arabia
      • Syria
    • North America
      • Canada
      • United States
    • Russian Federation
  • Economy
    • Brexit
    • Free Market
  • Politics
    • ASEAN
    • Diplomacy
    • ISIS
    • National Defence & Security
  • Editorial
  • Environment
    • Climate Change
    • Forests
    • Water & Oceans
    • Wildlife & Endangered Species
  • Lifestyle
    • Books & Literature
    • Entertainment
    • Food & Dining
    • Religion
    • Travel
    • Tech
  • Sports

© 2012 The Citizen Daily